.terms-page{padding:42px 0 64px}.terms-shell{width:min(1120px,100% - 32px);margin:0 auto}.terms-hero{color:#fff;box-shadow:var(--ov-shadow-lg);background:radial-gradient(circle at 18% 22%,#2563eb5c,#0000 28%),radial-gradient(circle at 88% 12%,#93c5fd38,#0000 26%),linear-gradient(#0d1b2afa,#1e293bf5);border-radius:32px;justify-content:space-between;align-items:flex-end;gap:28px;margin-bottom:22px;padding:34px;display:flex;position:relative;overflow:hidden}.terms-hero:after{content:"";pointer-events:none;background:radial-gradient(circle,#2563eb57,#0000 66%);width:260px;height:260px;position:absolute;bottom:-120px;right:-90px}.terms-hero>*{z-index:1;position:relative}.terms-eyebrow{color:#bfdbfe;text-transform:uppercase;letter-spacing:.14em;background:#ffffff14;border:1px solid #ffffff1a;border-radius:999px;margin-bottom:14px;padding:8px 12px;font-size:.72rem;font-weight:900;display:inline-flex}.terms-hero h1{letter-spacing:-.06em;margin:0;font-size:clamp(2.1rem,5vw,4.4rem);line-height:.95}.terms-hero p{color:#dbeafe;max-width:640px;margin:16px 0 0;font-size:1rem;font-weight:600;line-height:1.7}.terms-updated{background:#ffffff17;border:1px solid #ffffff21;border-radius:22px;flex:none;min-width:210px;padding:16px 18px;box-shadow:inset 0 1px #ffffff14}.terms-updated span{color:#93c5fd;text-transform:uppercase;letter-spacing:.13em;margin-bottom:6px;font-size:.7rem;font-weight:900;display:block}.terms-updated strong{color:#fff;font-size:.96rem;display:block}.terms-card{border:1px solid var(--ov-border);box-shadow:var(--ov-shadow-md);background:#ffffffe6;border-radius:30px;padding:28px}.terms-card section{background:linear-gradient(#ffffffeb,#f8fafcdb);border:1px solid #94a3b829;border-radius:22px;padding:24px 24px 24px 58px;position:relative}.terms-card section+section{margin-top:14px}.terms-card section:before{content:"";background:linear-gradient(135deg, var(--ov-blue), #1d4ed8);border-radius:999px;width:14px;height:14px;position:absolute;top:29px;left:24px;box-shadow:0 0 0 6px #2563eb1f}.terms-card h2{color:var(--ov-navy);letter-spacing:-.025em;margin:0 0 12px;font-size:clamp(1.05rem,2vw,1.35rem);line-height:1.2}.terms-card p{color:#475569;margin:0;font-size:14px;font-weight:600;line-height:1.75}.terms-card strong{color:var(--ov-navy);font-weight:900}.terms-card ul{color:#475569;margin:0;padding-left:20px}.terms-card li{padding-left:4px;font-size:14px;font-weight:600;line-height:1.75}.terms-card li+li{margin-top:8px}.terms-contact{background:radial-gradient(circle at 90% 20%,#2563eb1f,#0000 28%),linear-gradient(#fff,#eff6ff)!important;border-color:#2563eb38!important}.terms-contact a{background:var(--ov-navy);color:#fff;border-radius:999px;margin-top:14px;padding:12px 16px;font-weight:900;text-decoration:none;transition:transform .2s,box-shadow .2s;display:inline-flex;box-shadow:0 14px 26px #0f172a29}.terms-contact a:hover{transform:translateY(-1px);box-shadow:0 18px 30px #2563eb38}@media (max-width:900px){.terms-hero{border-radius:28px;flex-direction:column;align-items:stretch;padding:26px}.terms-updated{min-width:0}.terms-card{padding:18px}.terms-card section{padding:22px 20px 22px 52px}.terms-card section:before{left:22px}}@media (max-width:520px){.terms-page{padding:26px 0 42px}.terms-shell{width:min(100% - 24px,1120px)}.terms-hero{border-radius:24px;padding:22px}.terms-hero h1{font-size:2.35rem}.terms-hero p{font-size:.92rem}.terms-card{border-radius:22px;padding:12px}.terms-card section:before{display:none}.terms-card p,.terms-card li{font-size:12px}.terms-contact a{justify-content:center;width:88%}}